Learn the Basics

Education comes first, so read as much as you like, whether or not we ever talk. Each guide covers how the thing works and what to watch for.

• How Annuities WorkFixed and fixed index annuities, lifetime income, surrender charges and what you give up.
• What an IUL IsHow indexed universal life credits interest, what it charges, and how a policy can lapse.
• Term, Whole and Final Expense Life InsuranceWhat each type of life insurance does, and how to tell which question you're answering.
• Required Minimum DistributionsWhen withdrawals from retirement accounts become mandatory, and what a missed one costs.
• Frequently Asked QuestionsStraight answers on working with Austyn Thurman, licensing, annuities, IULs and more.